🇩🇪 Romanian Bank Account for German Citizens

Documents, expectations, and practical notes for German citizens opening a Romanian account.

What Banks Usually Ask For

German citizens can usually open accounts with passport or national ID, address proof, and CNP once registered.

  • Passport or national ID where accepted.
  • Romanian address proof, usually a rental contract or host declaration.
  • CNP, fiscal code, residence permit, or EU registration certificate when required.
  • Phone number and email address for digital banking setup.
  • Proof of income or source of funds if the bank requests enhanced checks.

Best Starting Banks

Banca Transilvania, ING Romania, BCR, BRD, and Raiffeisen are common starting points. Revolut or Wise is useful alongside a Romanian account for currency exchange and international transfers.